Ibekwe Insurance is an outstanding life insurance agency that serves the entire United States. Ultimately committed to providing financial security against long-term illnesses, medical bills not covered by Medicare, and your retirement years.

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Ibekwe Insurance

Terms and Conditions

Last updated: June 7th, 2021

Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the https://ibekwe.createdright.com website (the “Service”) operated by IBEKWE INSURANCE (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of IBEKWE INSURANCE and its licensors.

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by IBEKWE INSURANCE.

IBEKWE INSURANCE has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that IBEKWE INSURANCE shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Governing Law

These Terms shall be governed and construed in accordance with the laws of United States without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us

If you have any questions about these Terms, please contact us.

How does annuity work?

An annuity is an insurance provision in which you deposit payments over some time and then get a regular disbursement at a stipulated point of your life – usually at retirement. You may purchase an annuity by making a lump payment or split it into a series of payments. 

What is a hospital indemnity insurance plan?

The standard medical insurance plan does not cover every medical bill. A hospital indemnity insurance plan is a contract with an insurance firm that covers the bill your medical insurance doesn't cover.

What does supplement insurance cover?

A Supplemental insurance covers beyond the regular health insurance plans, including deductibles, coinsurance, and copays.

Is a long-term care insurance worth it?

A long-term care insurance policy confers significant protection to take care of you if you need long-term care in your private home or at a nursing home. Unlike a life insurance plan, however, you might not get the money back if you do not get to use it. 

How does critical illness insurance work?

Critical illness insurance is a poly that proffers additional cover for critical health problems like a heart attack, cancer, kidney problems, or a stroke. It would cost more to manage these conditions, and the standard health insurance policy will not cover them sufficiently. 

How are annuities calculated?

We calculate annuity to determine the present value of what you paid overtime. The eventual payment is calculated monthly, using a discount factor. 

Are life insurance premiums tax-deductible?

A life insurance policy is usually considered a personal expense, so it is not tax-deductible.

Are annuities taxable?

Annuities are taxable. However, the tax is deferred till you start receiving the income payments from the insurer. The taxation on annuity withdrawals is treated as ordinary income and not capital gains.

Looking for First-Class Health & Life Insurance Plans?

Ibekwe Insurance offers outstanding insurance services in Texas and California.

flexible pricing plans

Choose The Best Plan

In healthy companies, changing directions or launching new projects means combining underlying strengths and capacities with new.

Billed Monthly Billed Yearly
basic plan

$ 69

month

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pro plan

$ 89

month

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  • Enter Unlimited Bils
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Choose Plane
basic plan

$ 699

year

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  • Detailed Risk Profiling
  • Enter Unlimited Bils
  • Bank Transactions
  • Financial Strategy
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pro plan

$ 899

year

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  • Support Your Business
  • Revoke Dokument Access
  • Detailed Risk Profiling
  • Enter Unlimited Bils
  • Bank Transactions
  • Financial Strategy
Choose Plane